If you are a young professional, there are several home buying opportunities you can take advantage of. Lenders have special home financing for those in the law, medical, and other professional industries. Most Professional or Young Professional programs have adjustable or fixed rates, with specialty terms designed to best fit professionals with great earning potential.

Low loan payments and no PMI are some other benefits professionals can take advantage of. If you have found your lender and begun the pre-qualification process, ask them about their young professional lending options.

Some other options you can look into are:
  • 100% Financed Physicians Loan/Medical Professional Program
  • 0% Down Payment for Young Professionals
  • 1-5% Down Payment for Young Professionals and First-Time Home buyers
  • 15- to 30-Year Fixed Rate programs for Young Professionals
  • Residential Loan Programs
  • No requirement for private mortgage insurance
  • Deferred student loans may be excluded from qualifying ratio in some scenarios​​
  • Purchase, Refinance​, Construction ​and Home Equity ​options
  • VA Loan for service members

  • If you’re interested in learning more about Professional Mortgage programs, you can check out the FBC website for more tips, calculators, and pre-qualification forms here: FBC Loans